The operating stack for modern insurance.
Upsure runs mission-critical insurance operations on three tiers — human-in-the-loop AI workflows, modular core engines, and SI-led modernization with PwC, KPMG and HCLTech.
AI that closes the loop. Humans where it matters.
Mission-critical operations don't need autonomous agents — they need accountable workflows. Each Upsure Workflow pairs an AI co-pilot with a human reviewer, with full audit trails, escalation paths, and explainability built in. Built for regulators, not demos.
Claims Concierge
Adjuster + AI co-pilot for FNOL → settlement.
Underwriting Cockpit
Underwriter + AI risk assessment for complex risks.
Member Onboarding
Agent + AI for high-touch enrollment & KYC.
Renewals Desk
Retention specialist + AI churn prediction.
Fraud Watch
Investigator + AI anomaly detection.
Grievance & Ombudsman
Service rep + AI resolution & regulator-ready audit.
Composable insurance primitives. Install what you need.
Every Upsure Workflow is built on the same Core Engines. Run them as a complete suite, or wire individual engines into your existing stack. SDKs for Node and Java; REST + event APIs; Terraform-ready deploys for AWS, GCP and on-prem.
Policy Engine
Issuance, endorsements, renewals — the full lifecycle.
Claims Engine
FNOL → adjudication → settlement, in one pipeline.
Distribution Engine
Brokers, agents, partners — one network plane.
Document Engine
Generation, OCR, redaction, evidence vault.
Communications Engine
Multichannel customer comms, with consent.
Identity & KYC Engine
Onboarding, AML, fraud signals.
Pricing Engine
Actuarial rules + ML risk scoring.
Built with the world's transformation partners.
When carriers need full modernization, Upsure ships with co-engineered programs from PwC, KPMG, and HCLTech. Same engines, same workflows — wrapped in a delivery model your CIO already trusts.
Risk & compliance transformation
PwC and Upsure co-engineer modernization programs for carriers facing IRDAI, IFRS-17, and global compliance shifts. PwC owns the change management; Upsure ships the engines and workflows underneath.
- IRDAI and IFRS-17 readiness
- Risk and capital framework alignment
- Audit-ready operations from day one
Finance & actuarial modernization
KPMG leads finance and actuarial transformation programs on top of Upsure's Pricing and Policy engines — modernizing rate cards, reserving, and actuarial reporting on a single auditable platform.
- Pricing-as-code with full lineage
- Modernized reserving and reporting
- Faster product launch cycles
Engineering-led platform migration
HCLTech delivers engineering-heavy migrations from legacy core systems onto Upsure's engine stack — data migration, integration with reinsurance, settlement and bank rails, and 24×7 managed run.
- Legacy core retirement
- End-to-end systems integration
- 24×7 managed run with carrier SLAs
Native deploy on AWS, Microsoft Azure, and Google Cloud — with core-platform integration into InsureMO and the systems your carrier already runs.
Built for leading carriers — and the regulators who audit them.
- SOC 2 Type II
- ISO 27001
- Encryption at rest and in transit
- VPC isolation, BYOK
- NAIC aligned
- HIPAA, GDPR
- Regulator-ready audit logs
- Per-jurisdiction data residency (USA)
- Pricing & adjudication explainability
- 99.9% uptime SLA
- Multi-region active-active
- Blue/green deploys
- 1M+ daily users in production
Run by carriers. Used by millions.
"Upsure replaced four point solutions with one engine stack. We launched two new product lines in a quarter — that used to be a year."
"The HITL model is what made our regulator comfortable. Every AI decision has a named human approver and a complete audit log."